Thresholds stay at $400k real estate and $500k deposit in 2026, but the compliance layer tightened sharply: YUVAM no longer eligible, purchase only from Turkish citizens or Turkish entities, mandatory in-person biometrics and criminal records for spouses, and cross-checked TTB valuation.

Guide from Gars citizenship services. See citizenship hub.


1. What Changed

Element Pre-2024 2026 Position
YUVAM Eligible with FX protection Banned for new applicants; plain deposit with lira risk
Seller No restriction Turkish citizen or Turkish entity only
Spouse Passive beneficiary Residence + criminal record + biometrics
Valuation Limited check TTB cross-verification; inflated reports fail
Finance Unclear tasarruf finansman loans banned (22 Jan 2026)

2. Safe Sequence: Check Then Transfer

  1. Due diligence: Clean title, Iskan and Ekspertiz at market.
  2. Payment: SWIFT plus DAB tied to passport and parcel.
  3. Title with 3-year block plus conformity certificate and Article 31(j) residence.

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