Turkey DASK Earthquake Insurance 2026: Mandatory Prices & Tapu Formula
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2026
08 Sep
DASK is mandatory under Disaster Law 6305: no Tapu transfer or electricity/water subscription without a valid policy; 2026 pricing follows an official area-based formula.
Guide from Gars insurance services. See legal hub.
1. 2026 Minimum Premiums by Risk
| Risk Group | Min/Year TL |
|---|---|
| I (highest) | 2,115 |
| V | 1,125 |
| VII (lowest) | 547 |
2. Formula & Adjustments
Area x unit cost (concrete 10,714 / other 7,142 May 2026) x tariff; +10% pre-2000, -10% up to 3 floors, +10% 8+ floors, -20% renewal in 30 days. Cap 2,271,283 TL (May 2026). Pair with konut for fire, theft and rent loss; link valuation via Ekspertiz guide.
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